# Big Boss Mortgage

> Independent mortgage broker


## Posts

- [Fixed or variable: a simple way to decide](https://bigbossmortgage.com/fixed-or-variable/): Three questions that matter more than trying to predict rates.
- [Renewal season: how to avoid the auto-renew trap](https://bigbossmortgage.com/renewal-auto-renew-trap/): Your renewal letter is a starting offer. Here is how to compare it and when to start.
- [How much do you really need for a down payment?](https://bigbossmortgage.com/how-much-down-payment/): The minimum is lower than most people think, but the right amount depends on insurance costs and your savings cushion.

## Pages

- [Mortgage guides](https://bigbossmortgage.com/guides/)
- [Contact and pre-approval](https://bigbossmortgage.com/contact/): Tell us about your plans. A licensed broker will call you within one business day.
- [About us](https://bigbossmortgage.com/about/): An independent brokerage that works for you, not for one bank.
- [Mortgage calculators](https://bigbossmortgage.com/calculators/): Estimate your payment and how much home you can afford, using Canadian lending rules.
- [Mortgage services](https://bigbossmortgage.com/services/): Purchases, renewals, refinances and specialist lending, compared across 30+ lenders.
- [Home](https://bigbossmortgage.com/): The home page layout lives in the Site Editor (Appearance → Editor → Templates → Front page).


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